Rates & Insurance

Rates

I  offer all clients a free initial phone consutlation prior to his or her first appointment.

The fee for a counseling session is $145 per hour. (A sliding  fee  scale is available for those experiencing financial hardship).

You may pay for your counseling sessions by cash, check, Visa, or MasterCard  or Health Savings Account card  or on the day of your appointment.

Phone  consultations/sessions will be billed at the normal rate and must be scheduled.

Insurance

If you choose to use your medical insurance to pay for all or part of your counseling sessions, there are a few things that I want you to know:

  1. Billing medical insurance means that your counseling will need to be considered “medically necessary.”  Therefore, in order for your insurance company to pay for your counseling, Dr. Laura will have to give you a mental health diagnosis.  This information will go into a computer database at your insurance company, and will remain  on your  permanant health record.
  2. More often than not, insurance will not cover marriage counseling.
  3. Your confidentiality may be  at risk when using insurance.  Several people receive and review your records.  Information is often transmitted through the Internet.
  4. Additionally, involving insurance may compromise our ability to make decisions about your treatment.  Often, people who do not know you will decide whether you may have

    If you do have health insurance that covers counseling services, please understand that I am not  directly affiliated with very many insurance plans. Please contact your insurance company to confirm whether you have the option to use out of network mental health benefits. Often times, insurance companies are willing to pay for an out of network provider.  If you aren’t sure whether this is an option, please contact your insurance carrier. Ask them if they will “reimburse for an out of network provider”.  If they will do this, you will pay me as we go at the time of service. Then, my billing staff will supply you with the necessary paperwork needed for you to submit the request for reimbursement of services to your insurance provider. 

    The benefit of this is that I  will not be required to supply information to the insurance company about the content of your counseling sessions. Therefore, your privacy is protected and you get reimbursement that still may cover the majority of the cost of your counseling.  Each person’s insurance policies are different and specific regarding this topic.  Please research this before coming to an appointment with me so you will know what your insurance will or will not pay prior to your appointment.

Cancellation Policy

If you do not show up for your scheduled appointment, and you have not notified me at least 24 hours in advance, you may be required to pay the full cost of the session as booked.